macca wrote on Jun 19^th, 2008, 11:31am:


just like a great many website hatemongers are inept schuysters, including macca.  

but she did say that vanguard is doing a disgusting thing with pushing "shareholders" and "owners" into their awful large cap growth fund.  i have to agree with that one vignette.

but still, she's a vanguard schuyster, promoting the screwing-over of diy'ers.  for shame.

and 4th of july's coming up, right former?  are you and macca going to pull out your vanguard call-center scripts and start pushing large cap growth funds on your family at the bbq?  

that's what you did at ameriprise?  no wonder you cry about it endlessly:  that sort of behavior would make everyone hate you no matter which company you're employed with.  and when everyone hates you, you're clearly stupid enough to try to blame external forces (like your employer) for why you're so devoid of character and spirit... and friends.

i'm not employed by ameriprise, but i find it hard to believe that there's actually some corporate policy that tells employees to sell insurance and mutual funds at family functions.  but apparently there's a policy at vanguard that encourages phone salesmen to encourage "shareholders" and "owners" to invest their hard-earned dollars in an investment that everyone knows is a real stinker.  macca and former--start telling the "owners" on the phone: "buyer beware!" and redeem your wicked ways.

Hot Air wrote on Jun 16^th, 2008, 7:49am:


macca wrote on Jun 16^th, 2008, 12:38pm:

i'm sure you really want me to work for ameriprise, as it suits your anti financial advisor agenda.  

but i don't.

i really don't care what sort of reputation a company has, just the results i get from the individual i work with.  furthermore, i don't believe the company has the reputation you wish it did (which is immaterial).  if it did, this site would be inundated with posters.  it is not.  

it is, however, sparsely populated by a brood of whiners who say they "worked" there, scammed friends and family (and want to assert that this is a widespread corporate policy), and then quit when they realized they sold themselves out, and now are looking to endlessly blame a company and other external factors for their complete lack of character and success.

unfortunately, vanguard doesn't really have an individual that you can work with.  you just call a phone answerer in a cubicle somewhere.  if you do want to work with a dedicated cfp, you'll pay through the nose for it, have to submit all your information through email, and never meet the person face-to-face.  then, as the article which started this thread points out, after you pay an extremely over-priced fee-for-advice charge for a plan that gets emailed to you, the cfp will  suggest that you invest in all-proprietary garbage like vanguard's large cap growth fund.  

if you don't think that's disgusting, then you need to ask the wizard for a brain... or are you currently stuck under a house?

all you can do is level baseless accusations.

i smell desperation, and it isn't good.

macca wrote on Jun 24^th, 2008, 4:45pm:


you stand corrected so often, i'm quite surprised that you don't include a disclaimer after each one of your posts.  something along the lines of:

*macca's posts are typically comprised of conjecture, half-truths, lies, ignorance, baseless accusations and obfuscation.  macca has a below-average understanding of basic investment and personal finance concepts and exhibits great difficulty with not getting booted from countless personal finance-related websites.  if you feel that macca's posts are insightful, do the human gene pool an favor and get sterilized.  --macca

it's also rather shameful that you support a company that pushes victims, er.. "shareholders" like yourself into reprehensibly horrible investments such as their large cap growth fund -- after the "shareholders" have paid exorbitant amounts of money for "asset allocation advice" from said company.

i suppose that when you work at a vanguard call center, you are encouraged to toe the company line and shove awful funds on the poor wretched creatures that call you.  it doesn't mean that you have to, though.  try to cultivate true character in the black hole that is your personality.